Individuals
See where money really goes across accounts, categories, merchants, and dates.
Financial intelligence for Nigerian statements
Turn bank statements into financial intelligence.
MiFlujo helps individuals, businesses, lenders, and auditors turn Nigerian bank statements into clear spending insights, cashflow analysis, recurring payment detection, unusual transaction flags, and AI-powered answers.
We do not ask for your bank login credentials.
+12.4%
NGN 2,450,000
Sample net cashflow
!
Selecting 10 early users for free trial access before public launch.
The problem
Bank statements are full of answers, but painful to read manually.
Raw statements are noisy, repetitive, and hard to compare. MiFlujo bridges the gap between data and clarity.
SMEs and founders
Understand business money movement, predictable outflows, and cashflow pressure.
Lenders
Review statement behavior and cashflow patterns faster with structured evidence.
Auditors
Organize transaction patterns, recurring activity, and unusual items for review.
How it works
Simple 3-step intelligence
No bank logins and no manual spreadsheet work. Upload a supported statement and let MiFlujo turn it into useful financial context.
1. Upload
Upload a PDF, CSV, or XLSX statement from supported Nigerian banks and wallets.
2. Analyze
MiFlujo parses transactions, categories, merchants, income, expenses, and cashflow.
3. Intelligence
See insights, ask AI questions, review recurring payments, and spot unusual transactions.
Powerful tools for clarity
Everything needed to understand the movement behind a statement, using sample-safe product previews and privacy-aware analysis.
Statement parsing
Upload supported bank or wallet statements and convert them into structured transaction data.
Spending insights
Understand where money goes by category, merchant, and date range.
Cashflow analysis
See income, spending, net cashflow, and month-over-month changes.
Recurring payments
Identify subscriptions, loans, obligations, and predictable outflows.
Unusual flags
Surface transactions and spending spikes that may need review.
AI-powered questions
Ask questions like "Why did my balance drop?" or "What did I spend most on?"
Trust and data use
Built with privacy in mind.
MiFlujo uses your bank statement to extract transactions, summarize cashflow, and generate spending insights. You can delete processed statement data from your account.
- We do not ask for your bank login credentials.
- Statements are used to generate your financial insights.
- Processed statement data can be deleted from your account.
Early users are testing MiFlujo now.
We are working with the first 10 users to learn what MiFlujo helps them discover from their statements.
Ready to understand your statement?
Join the MiFlujo early-access waitlist. We are selecting 10 users for free trial access before public launch.
Early access
Join the MiFlujo early-access list.
Tell us what you want to understand from bank statements. Early users may be invited to share feedback or a testimonial.